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November 2024

Money Resolutions for 2025: Key Goals for Financial Success

Money Resolutions for 2025: Key Goals for Financial Success

Create a holistic financial plan for success

IPO Investing: Risks, Rewards, and How to Get Involved

IPO Investing: Risks, Rewards, and How to Get Involved

Understand the ins and outs of IPO investing

October 2024

September 2024

Navigating Subscription Services and Hidden Costs

Navigating Subscription Services and Hidden Costs

Do not be left with unexpected bills

Inflation-Proofing Your Finances

Inflation-Proofing Your Finances

Protect yourself from the gradual erosion of wealth

Impact of Federal Interest Rate Changes on Personal Finances

Impact of Federal Interest Rate Changes on Personal Finances

A rate that affects a wide range of financial factors

Leveraging Financial Technology for Smarter Budgeting

Leveraging Financial Technology for Smarter Budgeting

Simplify managing your personal finances

Maximizing the Benefits of Credit Builder Cards

Maximizing the Benefits of Credit Builder Cards

Position yourself to establish or improve your credit score

August 2024

ESG Investing: Aligning Your Values with Long-Term Gains

ESG Investing: Aligning Your Values with Long-Term Gains

A strategy that considers factors beyond financial returns

Long-Term Investment Mistakes to Avoid

Long-Term Investment Mistakes to Avoid

Critical mistakes to avoid

Retirement Accounts: Maximizing Your 401(k) and IRA

Retirement Accounts: Maximizing Your 401(k) and IRA

Understand two powerful tools at your disposal

July 2024

Investing in Emerging Markets: Opportunities and Risks

Investing in Emerging Markets: Opportunities and Risks

Significant growth potential accompanied by heightened risks

Navigating Market Volatility: Staying the Course with Long-Term Investments

Navigating Market Volatility: Staying the Course with Long-Term Investments

Weather the storm and achieve your financial goals

The Power of Compound Interest: Growing Your Wealth Over Time

The Power of Compound Interest: Growing Your Wealth Over Time

One of the most powerful forces in finance

June 2024

Summer Savings: How to Budget for Vacation Without Breaking the Bank

Summer Savings: How to Budget for Vacation Without Breaking the Bank

Still have an unforgettable time by budgeting effectively

May 2024

3 Quick Points to Simplify Market Share

3 Quick Points to Simplify Market Share

The portion of a market controlled by a company or product

What Is Bitcoin?

What Is Bitcoin?

A type of digital money that runs on blockchain

3 Quick Points to Simplify Market Makers

3 Quick Points to Simplify Market Makers

Market participants that stand ready to buy and sell securities on a regular basis

What Is a Stablecoin?

What Is a Stablecoin?

Form of crypto whose value is designed to mirror a traditional asset

April 2024

What Is a Certificate of Deposit?

What Is a Certificate of Deposit?

Type of savings account offered by banks and credit unions

A Quick Overview of the iShares MSCI World ETF

A Quick Overview of the iShares MSCI World ETF

Collection of stocks from developed countries

Three Key Points to Simplify the Consumer Price Index

Three Key Points to Simplify the Consumer Price Index

Average change in prices for a basket of goods and services over time

What Is a High-Yield Savings Account?

What Is a High-Yield Savings Account?

A savings account that delivers a higher interest rate

March 2024

What Is a Living Trust?

What Is a Living Trust?

Legal document crafted during your lifetime for the transfer of selected assets

What Is a Leveraged ETF?

What Is a Leveraged ETF?

An ETF that aims to amplify the returns of its underlying assets

What Does Liquidity Mean in Personal Finance?

What Does Liquidity Mean in Personal Finance?

How quickly and easily you can convert an asset into cash

What Is Consumer Credit?

What Is Consumer Credit?

Buy now and pay later

What Is a Bond ETF?

What Is a Bond ETF?

A type of ETF that invests in bonds

February 2024

What Is an SBA Loan?

What Is an SBA Loan?

Loans for small businesses

A Quick Overview of Inverse ETFs

A Quick Overview of Inverse ETFs

A type of ETF that is designed to perform inversely to the performance of its underlying index or asset

What Is Personal Cash Flow?

What Is Personal Cash Flow?

Movement of money in and out of an individual’s pocket over a specified period

What Is an Amortized Loan?

What Is an Amortized Loan?

A financial product characterized by regular, equal payments that cover both principal and interest over a specific period

January 2024

What Factors Affect My Credit Scores?

What Factors Affect My Credit Scores?

Comprehending the details behind credit scores is important for informed financial management

What Is an Annualized Rate of Return

What Is an Annualized Rate of Return?

Metric used to express the geometric mean of the rate of return over a specific period

How to Set Financial Goals for Long-Term Success

How to Set Financial Goals for Long-Term Success

Setting long-term financial goals is a crucial step towards achieving financial success

What Is an Asset Class?

What Is an Asset Class?

Group of financial instruments that share similar characteristics

What Is the Fair Credit Reporting Act?

What Is the Fair Credit Reporting Act?

Cornerstone in consumer protection

December 2023

What Is a Down Payment?

What Is a Down Payment?

Upfront contribution to the purchase price of a big-ticket item

What Is a Credit Limit?

What Is a Credit Limit?

The maximum amount of money a financial institution will extend to you

What Does It Mean to Buy and Hold?

What Does It Mean to Buy and Hold?

An investment strategy that has stood the test of time

November 2023

3 Quick Points to Simplify Investment Risk Management

3 Quick Points to Simplify Investment Risk Management

Streamline and enhance your investment risk management strategies

3 Quick Points to Simplify Mortgage Insurance

3 Quick Points to Simplify Mortgage Insurance

Insurance that protects the lender in case the borrower defaults on the loan

What Is a Market Index?

What Is a Market Index?

A statistical measure representing the relative value of a group of underlying assets

What Is Market Share?

What Is Market Share?

A company’s portion of total sales within a specific industry

October 2023

3 Quick Points to Simplify Tax Credits

3 Quick Points to Simplify Tax Credits

Understand credits that can impact your financial health

What Is a Government Bond?

What Is a Government Bond?

Debt security issued by a federal government

A Quick Overview of the Technology Select Sector SPDR Fund

A Quick Overview of the Technology Select Sector SPDR Fund

An ETF designed to track the performance of the technology sector

What Is an Earnings Call?

What Is an Earnings Call?

Scheduled event in which a publicly traded company reports its financial results

What Is Capital Gains Tax?

What Is Capital Gains Tax?

Tax on the profit earned from the sale of assets

September 2023

What Is an Initial Public Offering?

What Is an Initial Public Offering?

Process by which a privately held company becomes publicly traded

What Is an Annual Percentage Rate?

What Is an Annual Percentage Rate?

The true cost of borrowing

What Is a Stock Screener?

What Is a Stock Screener?

A tool that allows you to filter and select stocks based on specific criteria

August 2023

A Quick Overview of the Vanguard Growth Index Fund

A Quick Overview of the Vanguard Growth Index Fund

A diverse portfolio of large-cap U.S. stocks

What is Enterprise Value?

What is Enterprise Value?

A financial metric that provides a view of a company’s total value

What Is a Hedge Fund?

What Is a Hedge Fund?

An actively managed investment fund

A Quick Overview of the Bloomberg Aggregate Bond Index

A Quick Overview of the Bloomberg Aggregate Bond Index

An index used to track the performance of the U.S. bond market

July 2023

What Is a Home Equity Line of Credit?

What Is a Home Equity Line of Credit?

A tool to use your home as collateral

What Is Earnings Before Interest, Taxes, Depreciation, and Amortization?

What Is Earnings Before Interest, Taxes, Depreciation, and Amortization?

A widely used measure of a company’s operating profitability

A Quick Overview of the Global X Robotics & Artificial Intelligence ETF

A Quick Overview of the Global X Robotics & Artificial Intelligence ETF

A leading robotics and artificial intelligence ETF

June 2023

What Is a Credit Utilization Ratio?

What Is a Credit Utilization Ratio?

Percentage of your available revolving credit that you’re using

What Is Term Life Insurance?

What Is Term Life Insurance?

Life insurance for a set period

What Is Return on Equity?

What Is Return on Equity?

A measure of a company’s financial performance

A Quick Overview of the Vanguard Information Technology Index Fund

A Quick Overview of the Vanguard Information Technology Index Fund

Gain exposure to leading technology companies

May 2023

2 Quick Points to Simplify Venture Capital

2 Quick Points to Simplify Venture Capital

Investing in early-stage companies

4 Quick Points to Simplify a Mortgage

4 Quick Points to Simplify a Mortgage

A type of loan used to purchase real estate

3 Quick Points to Simplify an ETF

3 Quick Points to Simplify an ETF

A basket of securities

What Is the Importance of Knowing My FICO Score?

What Is the Importance of Knowing My FICO Score?

Your most important credit score

April 2023

3 of My Favorite Personal Finance Websites

3 of My Favorite Personal Finance Websites

Make personal finance simple for yourself

What Is the Importance of an Economic Calendar?

What Is the Importance of an Economic Calendar?

Stay up to date on economic events

What Is an Emergency Fund?

What Is an Emergency Fund?

Money stashed away for emergencies

March 2023

What Is Net Operating Income?

What Is Net Operating Income?

Used to analyze the profitability of real estate investments

What Is Form W-2?

What Is Form W-2?

Wage and Tax statement

February 2023

What Are Assets Under Management?

What Are Assets Under Management?

The total market value of investments an entity manages

What Is a Shareholder?

What Is a Shareholder?

An owner of a company’s stock

5 Key Aspects of Personal Finance You Should Understand

5 Key Aspects of Personal Finance You Should Understand

Make personal finance simple for yourself

What Is a Price Target?

What Is a Price Target?

Understanding an analyst’s projection

January 2023

What Is a Mortgage?

What Is a Mortgage?

A loan used to purchase real estate

A Quick Overview of My 5 Credit Cards

A Quick Overview of My 5 Credit Cards

My current lineup of credit cards

2 Travel Credit Cards to Consider in 2023

2 Travel Credit Cards to Consider in 2023

Earn rewards to use towards travel expenses

A Quick Overview of the Financial Select Sector SPDR Fund

A Quick Overview of the Financial Select Sector SPDR Fund

An ETF that provides exposure to financial services

What Is Gross Income?

What Is Gross Income?

An individual’s total earnings before taxes and other deductions

December 2022

What Is a Watchlist?

What Is a Watchlist?

Keep track of securities you are interested in

3 Ways to Improve Your FICO Score in 2023

3 Ways to Improve Your FICO Score in 2023

Your most important credit score

A Quick Overview of the Vanguard Health Care Index Fund

A Quick Overview of the Vanguard Health Care Index Fund

An ETF that provides exposure to the health care sector

What Is Institutional Ownership?

What Is Institutional Ownership?

A metric to be familiar with

November 2022

What Is ROI?

What Is ROI?

A performance measure to know about

What Is an Expense Ratio?

What Is an Expense Ratio?

A measure of how much of a fund’s assets are used for expenses

What Is a Debt-to-Income Ratio?

What Is a Debt-to-Income Ratio?

A ratio to be familiar with

A Quick Overview of the SPY ETF

A Quick Overview of the SPY ETF

The largest and most actively traded ETF

October 2022

How Payment History Impacts Your FICO Score

How Payment History Impacts Your FICO Score

The most important component of your FICO Score calculation

An Environmental Services ETF to Know About

An Environmental Services ETF to Know About

An ETF that is driven by rapid population increases and industrialization

What Is Earnings Per Share?

What Is Earnings Per Share?

A financial metric to be familiar with

An Industry Classification Standard to Know About

An Industry Classification Standard to Know About

Standardized system to classify companies

September 2022

What Is a 10-K Report?

What Is a 10-K Report?

A financial performance report to know about

What Is a Credit Utilization Rate?

What Is a Credit Utilization Rate?

An important rate that has a significant impact on your FICO Score

What Is a Stock A Quick Overview of the Vanguard Total Stock Market ETFSymbol?

A Quick Overview of the Vanguard Total Stock Market ETF

Gain exposure to the entire U.S. stock market

What Is a Stock Symbol?

What Is a Stock Symbol?

Unique series of letters assigned to a security

August 2022

Two Quick Points to Simplify Market Capitalization

Two Quick Points to Simplify Market Capitalization

Total dollar market value of a company

Three Credit Card Research Resources to Consider

Three Credit Card Research Resources to Consider

Make finding your next credit card simple

3 Quick Points to Simplify an Angel Investor

3 Quick Points to Simplify an Angel Investor

How small startups raise money at their earliest stage

July 2022

Three Resources to Consider to Improve Your Financial Literacy

Three Resources to Consider to Improve Your Financial Literacy

Make understanding your finances easier for yourself

3 Credit Score Myths to Ignore

3 Credit Score Myths to Ignore

Do not let these myths slow down your credit-building journey

A Quick Overview of the iShares Russell 2000 ETF

A Quick Overview of the iShares Russell 2000 ETF

An ETF that tracks the benchmark index of small-caps

June 2022

A Quick Overview of the Uranium ETF

A Quick Overview of the Uranium ETF

A look into the ETF that tracks exposure to a key element for nuclear power

4 Reasons Why You Should Always Use Your Credit Card Before Your Debit Card

4 Reasons Why You Should Always Use Your Credit Card Before Your Debit Card

A generally safer choice as long as you are responsible

What Is a Recession?

What Is a Recession?

A look into what this macroeconomic term means

3 Simple Starting Resources for Stock Market Research

3 Simple Starting Resources for Stock Market Research

Make researching companies easier for yourself

May 2022

A Quick Overview of the Invesco QQQ ETF

A Quick Overview of the Invesco QQQ ETF

The leading ETF for tracking the performance of technology stocks

2 Simple Tips to Assist with Improving Your FICO Score

2 Simple Tips to Assist with Improving Your FICO Score

Position yourself to have high creditworthiness

A Global ETF Excluding the United States Worth Keeping an Eye On

A Global ETF Excluding the United States Worth Keeping an Eye On

Gain an understanding of the leading companies globally excluding the United States

What Is an Inverted Yield Curve?

What Is an Inverted Yield Curve?

A relatively reliable lead indicator of a recession

April 2022

A Real Estate ETF Worth Keeping Your Eye On

A Real Estate ETF Worth Keeping Your Eye On

Keep track of leading companies that purchase and operate real property

A Credit Card Recommendation Tool to Consider

A Credit Card Recommendation Tool to Consider

Simplify selecting your next potential credit card

A Cybersecurity ETF Worth Keeping an Eye on

A Cybersecurity ETF Worth Keeping an Eye on

Keep track of companies leading the protection of computer systems and networks

March 2022

3 Quick Points to Simplify Interest Rates

3 Quick Points to Simplify Interest Rates

A rate you should be familiar with

3 Key Reasons Why Companies Do Stock Buybacks

3 Key Reasons Why Companies Do Stock Buybacks

Key motives on why a company buys back its shares

What Is an Economic Calendar?

What Is an Economic Calendar?

Know what significant events that may affect the economy and stock market are coming up

February 2022

3 Key Tips to Improve Your FICO Score in 2022

3 Key Tips to Improve Your FICO Score in 2022

Set yourself up for financial success

2 Quick Points to Simplify a Unicorn

2 Quick Points to Simplify a Unicorn

A term used in the venture capital industry

A Metaverse ETF Worth Keeping an Eye On

A Metaverse ETF Worth Keeping an Eye On

Keep track of companies involved in the present and future of virtual social interactions

3 Credit Card Red Flags to Always Avoid

3 Credit Card Red Flags to Always Avoid

Avoid these red flags when you are looking to sign-up for a new credit card

January 2022

What Is a Stock Market Correction?

What Is a Stock Market Correction?

Understand what a correction means in terms of the stock market

A Quick Overview of a Stock Screener to Know About

A Quick Overview of a Stock Screener to Know About

Quickly sort for your next potential investment opportunities

2 Key Resources to Expand Your Investment and Economic Knowledge

2 Key Resources to Expand Your Investment and Economic Knowledge

Simplify educating yourself on investing and the economy

Archives

Past Media

December 2021

3 Quick Points to Simplify the Consumer Price Index (CPI)

3 Quick Points to Simplify the Consumer Price Index (CPI)

A widely used metric to measure inflation and deflation

A Quick Overview of the ProShares Bitcoin Strategy ETF (BITO)

A Quick Overview of the ProShares Bitcoin Strategy ETF (BITO)

Gain exposure to Bitcoin in a traditional manner

3 Key Reasons Why I Own Solana (SOL)

3 Key Reasons Why I Own Solana (SOL)

The quickly growing blockchain platform

3 Resources for Quick Credit Card Research

3 Resources for Quick Credit Card Research

Know what your next credit card will be with simple research

November 2021

A Quality Consumer Discretionary ETF to Know About

A Quality Consumer Discretionary ETF to Know About

If you are looking for a quality consumer discretionary based ETF, check out VCR

A Quality Technology ETF to Know About

A Quality Technology ETF to Know About

If you are looking for a quality technology-based ETF, look no further than VGT

2 Cash Back Credit Cards to Consider for Holiday Shopping

2 Cash Back Credit Cards to Consider for Holiday Shopping

Earn cash back for spending money this holiday season

October 2021

Why is the 200-Day Simple Moving Average Considered Important?

Why is the 200-Day Simple Moving Average Considered Important?

Determine the overall long-term trend of a security

A Simple Resource to Use to Learn More About Cryptocurrency

A Simple Resource to Use to Learn More About Cryptocurrency

There is always a resource to simplify your research

3 Key Reasons Why I Own Ether

3 Key Reasons Why I Own Ether

The cryptocurrency of Ethereum

A Quality High Dividend Yield ETF to Know About

A Quality High Dividend Yield ETF to Know About

If you are looking for a quality high dividend yield ETF, look no further than VYM

September 2021

3 Quick Steps to Accelerate Your Savings

3 Quick Steps to Accelerate Your Savings

When you save more, you can invest more

A Quick Overview of the 5 FICO Score Categories

A Quick Overview of the 5 FICO Score Categories

Become more understanding of your creditworthiness

An Extremely Simple 3 ETF Portfolio to Consider

An Extremely Simple 3 ETF Portfolio to Consider

Investing for the long term does not have to be complex

5 Categories to Assist You with Establishing a Quick Monthly Budget

5 Categories to Assist You with Establishing a Quick Monthly Budget

Make understanding your money easy for yourself

A Quick Breakdown of the NASDAQ Next Gen 100 ETF (QQQJ)

A Quick Breakdown of the NASDAQ Next Gen 100 ETF (QQQJ)

A representation of potential NASDAQ 100 members

August 2021

2 Key Fintech ETFs to Know About

2 Key Fintech ETFs to Know About

The future of financial services is here

2 Mid Cap ETFs to Know About

2 Mid Cap ETFs to Know About

Potential opportunity for portfolio diversification

2 Small Cap ETFs to Know About

2 Small Cap ETFs to Know About

Gain exposure to high growth potential

What Options Do I Have If I Want a Credit Limit Increase?

What Options Do I Have If I Want a Credit Limit Increase?

Know what to do if you want to increase your credit limit

2 Quick Points to Simplify Earnings Calls

2 Quick Points to Simplify Earnings Calls

Understand their purpose and what to listen for

July 2021

A Crypto Mining ETF to Know About

A Crypto Mining ETF to Know About

There isn’t a crypto ETF yet, but this is a close alternative

3 Under the Radar Cashback Credit Cards to Consider

3 Under the Radar Cashback Credit Cards to Consider

You can earn great cashback from them

2 Data Center ETFs to Know About

2 Data Center ETFs to Know About

Gain exposure to data center REITs

2 Under the Radar Travel Credit Cards to Know About

2 Under the Radar Travel Credit Cards to Know About

Credit Unions have some hidden gems

2 Quick Points to Simplify Total Return

2 Quick Points to Simplify Total Return

An important metric to understand

2 Quick Points to Simplify Loan-to-Value Ratio

2 Quick Points to Simplify Loan-to-Value Ratio

An important ratio to know when it comes to mortgages

2 Semiconductor ETFs to Know About

2 Semiconductor ETFs to Know About

Gain investment exposure to the material that powers your devices

June 2021

A Simple Way to Backtest a Portfolio

A Simple Way to Backtest a Portfolio

Understand key historical metrics of your portfolio

A Technology ETF You Can Never Go Wrong With

A Technology ETF You Can Never Go Wrong With

Simplify gaining exposure to the strongest technology companies

3 Quick Points to Simplify Debt-to-Income Ratio

3 Quick Points to Simplify Debt-to-Income Ratio

An important ratio to understand

3 Quick Points to Simplify FIRE

3 Quick Points to Simplify FIRE

Financial freedom should be a goal you have

3 Cashback Credit Cards to Consider for Summer 2021

3 Cashback Credit Cards to Consider for Summer 2021

Earn some rewards from your summer spending

Why Apple Is a Strong Long Term Hold

Why Apple Is a Strong Long Term Hold

The most valuable publicly traded company in the world

A Website That Further Simplifies Long Term Investing

A Website That Further Simplifies Long Term Investing

A lazy portfolio may be right for you

2 Quick Points to Simplify Expense Ratios

2 Quick Points to Simplify Expense Ratios

Understand the expenses of investing in funds

May 2021

2 Reasons Why You Should Consider Dollar-Cost Averaging

2 Reasons Why You Should Consider Dollar-Cost Averaging

Make long-term investing easy for yourself

A Publicly Traded Bitcoin Trust to Know About

A Publicly Traded Bitcoin Trust to Know About

Gain exposure to Bitcoin via the stock market

3 Quick Points to Simplify Ethereum

3 Quick Points to Simplify Ethereum

Gain a better understanding of the decentralized open-source blockchain platform

How to Check Your Credit Report and FICO Score for Free

How to Check Your Credit Report and FICO Score for Free

Stay up-to-date about your creditworthiness

An IPO Focused ETF to Know About

An IPO Focused ETF to Know About

Easily track or gain exposure to companies that have recently gone public

What Is the Difference Between a Sector and Industry?

What Is the Difference Between a Sector and Industry?

_Learn the key differences between the two
_

What to Know About the Space ETF Race

What to Know About the Space ETF Race

Which ETF will lead the race?

Why Are Investors Bullish on AMD?

Why Are Investors Bullish on AMD?

One of the best performing semiconductor companies

April 2021

What Does It Mean for a Company to Sandbag?

What Does It Mean for a Company to Sandbag?

_Understand why a company may underestimate its performance
_

2 Quick Points to Simplify Fund Flow

2 Quick Points to Simplify Fund Flow

_Understand how cash flows in and out of an asset
_

2 Water ETFs to Know About

2 Water ETFs to Know About

_Gain investment exposure to substance vital for all known forms of life
_

5 Common Credit Card Mistakes to Avoid

5 Common Credit Card Mistakes to Avoid

Use credit to elevate, not deflate

2 ETFs That Provide Exposure to African Companies

2 ETFs That Provide Exposure to African Companies

Gain exposure to companies in fast-growing economies

2 Quick Points to Simplify a Margin Call

2 Quick Points to Simplify a Margin Call

An event you never want to be faced with

2 Infrastructure ETFs to Know About

2 Infrastructure ETFs to Know About

Infrastructure is important

2 Clean Energy ETFs to Know About Now

2 Clean Energy ETFs to Know About Now

Gain exposure to the shift in energy

March 2021

2 Quick Points to Simplify the SEC Form 13F

2 Quick Points to Simplify the SEC Form 13F

Gain insight into what top institutional investment managers are invested in

2 ESG Themed ETFs to Know About

2 ESG Themed ETFs to Know About

For the socially conscious investors

3 Quick Points to Help Narrow down Your Investment Focus

3 Quick Points to Help Narrow down Your Investment Focus

Invest in companies that are high conviction to you

2 Blockchain ETFs to Know About in 2021 and Beyond

2 Blockchain ETFs to Know About in 2021 and Beyond

Blockchain technology is not going anywhere

A Simple Tool to Use to Find What Credit Cards You Prequalify For

A Simple Tool to Use to Find What Credit Cards You Prequalify For

Simplify finding the right credit card for yourself

A Lithium & Battery Technology ETF to Know About

A Lithium & Battery Technology ETF to Know About

An important ETF and market to know about

February 2021

5 Quick Points to Simplify the Federal Housing Administration Loan

5 Quick Points to Simplify the Federal Housing Administration Loan

One of the most important loan products to understand

A Simple Way to Find the 1-Year Target Price of an ETF

A Simple Way to Find the 1-Year Target Price of an ETF

Target Price isn’t everything, but it can simplify your investing

3 Simple Technical Indicators for Long-term Investing

3 Simple Technical Indicators for Long-term Investing

Make understanding price action easy for yourself

5 Simple Factors to Consider When Doing Fundamental Analysis

5 Simple Factors to Consider When Doing Fundamental Analysis

Make fundamental analysis easy for yourself

2 Cybersecurity ETFs to Know About

2 Cybersecurity ETFs to Know About

_Become familiar with the companies leading the cybersecurity space
_

3 Quick Points to Simplify Asset Allocation

3 Quick Points to Simplify Asset Allocation

Learn about balancing risk and reward in your portfolio

3 Quick Steps to Find the Right New Credit Card in 2021

3 Quick Steps to Find the Right New Credit Card in 2021

Make choosing the right credit card for yourself simple

3 5G Focused ETFs to Know About

3 5G Focused ETFs to Know About

Gain exposure to the fifth generation of cellular technology

3 Quick Points to Simplify the Automated Customer Account Transfer Service

3 Quick Points to Simplify the Automated Customer Account Transfer Service

The way to transfer securities from one brokerage account to another

January 2021

2 Quick Points to Simplify the Federal Funds Rate

2 Quick Points to Simplify the Federal Funds Rate

An important rate that influences the economy

2 Genomics Focused ETFs to Know About

2 Genomics Focused ETFs to Know About

Gain exposure to companies leading the genomics field

2 Quick Points to Simplify Venture Capital Firms

2 Quick Points to Simplify Venture Capital Firms

How companies with high growth potential can raise money in their early stages

2 Quick Points to Further Understand Credit Card Annual Fees

2 Quick Points to Further Understand Credit Card Annual Fees

Understand if you are willing to pay an annual fee or not

3 Fintech ETFs to Know About

3 Fintech ETFs to Know About

Keep up with the leaders of financial technology

2 Quick Points to Simplify SPACs

2 Quick Points to Simplify SPACs

Learn what a blank check company is

3 Tips to Help Improve Your FICO Score in 2021

3 Tips to Help Improve Your FICO Score in 2021

Boosting an important factor that determines your creditworthiness

3 Emerging Markets ETFs to Know About

3 Emerging Markets ETFs to Know About

Gain exposure to equities outside of the U.S.

2 Quick Points to Simplify Capital Gains Tax

2 Quick Points to Simplify Capital Gains Tax

A form of tax that all investors should be aware of

4 Ecommerce ETFs to Know About

4 Ecommerce ETFs to Know About

Online shopping is here to stay

2 Quick Points to Further Examine Mega Cap Companies

2 Quick Points to Further Examine Mega Cap Companies

Understand what characterizes the largest companies

December 2020

3 Artificial Intelligence ETFs to Watch in 2021

3 Artificial Intelligence ETFs to Watch in 2021

ETFs that provide exposure to companies leveraging powerful technology

3 Autonomous Vehicles ETFs to Know About

3 Autonomous Vehicles ETFs to Know About

ETFs that contain companies that will change land transportation

3 Quick Points to Simplify the Russell 2000 Index

3 Quick Points to Simplify the Russell 2000 Index

The most common small-cap stock market benchmark

3 Energy ETFs to Watch for 2021

3 Energy ETFs to Watch for 2021

ETFs you should add to your watchlist

3 of the Top Cashback Credit Card Offers for December 2020

3 of the Top Cashback Credit Card Offers for December 2020

Offers to consider if you are looking for a new credit card

3 Bond ETFs to Add to Your Watchlist

3 Bond ETFs to Add to Your Watchlist

One of the easiest ways to watch and gain exposure to the bond market

3 Quick Points to Simplify Index Futures

3 Quick Points to Simplify Index Futures

_Securities that allow one to hedge risks and speculate market direction
_

November 2020

2 Quality High Dividend Yield ETFs You Should Know About

2 Quality High Dividend Yield ETFs You Should Know About

If you are looking to build a dividend portfolio, you should know about these 2 ETFs

The 7 Factors of the Fear & Greed Index That You Should Understand

The 7 Factors of the Fear & Greed Index That You Should Understand

Become aware of the index that showcases what emotions are driving the markets now

How to Use an ETF to Find Stocks to Invest In

How to Use an ETF to Find Stocks to Invest In

No need to overcomplicate investing in stocks

4 Key Investment Mistakes to Stop Making

4 Key Investment Mistakes to Stop Making

Avoid these mistakes to stay on the right path

A Quick Overview of My 5 Security Portfolio

A Quick Overview of My 5 Security Portfolio

_Learn about what I currently hold
_

2 Cannabis ETFs to Add to Your Watchlist

2 Cannabis ETFs to Add to Your Watchlist

With increased legalization nationwide, these ETFs are ones to watch

5 Simple Tips to Improve Your Credit Score Faster

5 Simple Tips to Improve Your Credit Score Faster

Put yourself in a position to qualify for any rewards credit card or low-interest loan product

October 2020

3 Industrial REITs to Watch

3 Industrial REITs to Watch

_Leaders in the industrial REIT space
_

4 Quick Points to Simplify Options

4 Quick Points to Simplify Options

A financial instrument you should understand

A Simple Way to Calculate the Target Price of an ETF

A Simple Way to Calculate the Target Price of an ETF

Gain a clearer understanding of the future price of an ETF

3 Quick Points to Simplify the Volatility Index

3 Quick Points to Simplify the Volatility Index

The key volatility indicator of the stock market

A Simple Way to Calculate the Target Price of a Stock

A Simple Way to Calculate the Target Price of a Stock

Create a clearer prediction of a stock’s future price

3 Quick Points to Simplify Life Insurance

3 Quick Points to Simplify Life Insurance

A form of insurance you should be familiar with

3 Quick Points to Simplify Taxes

3 Quick Points to Simplify Taxes

Financial charges that we all must pay

4 Biotech ETFs to Know About

4 Biotech ETFs to Know About

Gain exposure to companies working on vaccines and new healthcare technologies

September 2020

5 Investment Tips for New Investors

5 Investment Tips for New Investors

Simple tips to start you off on the right foot

3 Video Game ETFs to Know About

3 Video Game ETFs to Know About

Gamers should know about them

3 Cloud Computing ETFs to Know About

3 Cloud Computing ETFs to Know About

A promising investment theme

The Differences Between a Traditional and Roth IRA

The Differences Between a Traditional and Roth IRA

A quick look into two retirement savings plans

The Differences Between a Traditional and Roth 401(k)

The Differences Between a Traditional and Roth 401(k)

Understanding the differences between the two retirement plans

2 Quick Points to Simplify Fractional Shares

2 Quick Points to Simplify Fractional Shares

Invest a fractional amount in that stock you want

4 ETFs with High Exposure to Tesla

4 ETFs with High Exposure to Tesla

Gain exposure to Tesla without investing directly into it

4 Ways to Avoid Online Credit Card Fraud

4 Ways to Avoid Online Credit Card Fraud

Stay safe while shopping online

August 2020

3 Things to Consider Doing If Your Credit Limit Is Cut

3 Things to Consider Doing If Your Credit Limit Is Cut

Getting your credit limit cut is not convenient, but learn what you can consider doing

A Quick Breakdown of the 5 Categories of Your FICO Score

A Quick Breakdown of the 5 Categories of Your FICO Score

A better understanding of the most used credit scoring model

4 Quick Points to Simplify Your Credit Card Research Process

4 Quick Points to Simplify Your Credit Card Research Process

Use these points to ease your credit card research process

3 Simple Steps to Become a Selective Investor

3 Simple Steps to Become a Selective Investor

You do not have to invest in everything

2 Utilities ETFs to Know About

2 Utilities ETFs to Know About

_A quick break from information technology and consumer discretionary
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The 2 Perspectives of Tesla’s Stock Split

The 2 Perspectives of Tesla’s Stock Split

The benefit of the stock split from an employee’s and investor’s perspective

2 Technology Focused ETFs to Know About

2 Technology Focused ETFs to Know About

_Simplify your technology investing
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2 Quick Points to Simplify Stock Splits

2 Quick Points to Simplify Stock Splits

Understand why a company may do a stock split

Differentiating Large-Cap, Mid-Cap, and Small-Cap Companies

Differentiating Large-Cap, Mid-Cap, and Small-Cap Companies

_Understand the breakdown of market capitalization classifications
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4 ETFs with High Exposure to Alphabet

4 ETFs with High Exposure to Alphabet

Gain exposure to Alphabet at a lower cost than its current price

3 Reason Why You Should Use This Simple Value & Dividend Stock A

3 Reason Why You Should Use This Simple Value & Dividend Stock Analysis Tool

Use this tool to save time during your stock research process

July 2020

The 4 Key Dates of Dividends

The 4 Key Dates of Dividends

_Understand how dividends work
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4 Major Indices That Amazon Is a Member Of

4 Major Indices That Amazon Is a Member Of

Gain exposure to Amazon for less than its current price through ETFs that track the 4 major indices

4 Quick Points to Simplify an Economic Moat

4 Quick Points to Simplify an Economic Moat

_Can you define the advantages of that company you want to invest in?
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2 Quick Points to Simplify Stock Screeners

2 Quick Points to Simplify Stock Screeners

_Finding stocks made simple
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June 2020

A Quick Overview of Chapter 7 and Chapter 11 Bankruptcy

A Quick Overview of Chapter 7 and Chapter 11 Bankruptcy

_Do you know the difference between them?
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3 Reasons Why Investing Is NOT Gambling

3 Reasons Why Investing Is NOT Gambling

_Are you correctly calculating the risks you take?
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3 Quick Points to Simplify the S&P 500 Index

3 Quick Points to Simplify the S&P 500 Index

_The king of all indices in the United States
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3 Quick Points to Simplify Circuit Breakers

3 Quick Points to Simplify Circuit Breakers

_A regulatory measure you should understand as an investor
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4 Quick Points to Simplify Mutual Funds

4 Quick Points to Simplify Mutual Funds

_A way to simplify your investing
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2 Quick Points to Simplify Annual Percentage Yield

2 Quick Points to Simplify Annual Percentage Yield

_You have a savings account, so you need to know what it is
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3 Steps to Create the World’s Simplest Budget

3 Steps to Create the World’s Simplest Budget

_Budgeting does not have to be complex
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3 Points to Change Your Mindset on Money

3 Points to Change Your Mindset on Money

Money is a tool we are all able to control

3 Quick Points to Simplify Annual Percentage Rate

3 Quick Points to Simplify Annual Percentage Rate

_A very important number to understand
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May 2020

3 Mistakes to Avoid Before Applying for a Credit Card

3 Mistakes to Avoid Before Applying for a Credit Card

_We all make mistakes, just make sure to not make these mistakes
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The 6 Factors of Your Credit Score and Why Each Matters

The 6 Factors of Your Credit Score and Why Each Matters

_Understanding these 6 factors are key for long-term financial success
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3 Reasons Why I Have the American Express Blue Cash Preferred Cr

3 Reasons Why I Have the American Express Blue Cash Preferred Credit Card

The benefits this credit card has offered me so far have been great, but will this be a card I will hold for the long-term?

3 Simple Steps to Create Your Investment Strategy

3 Simple Steps to Create Your Investment Strategy

_Your investment strategy does not have to be complex
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3 Simple Steps to Supercharge Your Savings

3 Simple Steps to Supercharge Your Savings

The concept of saving money is a concept we need to all understand and master for our long-term financial success

4 Steps to Take to Act on Your Goals

4 Steps to Take to Act on Your Goals

These 4 simple steps will set you on the right path for achieving your goals

3 Quick Points to Simplify Beta

3 Quick Points to Simplify Beta

Beta is a statistic that is necessary to understand regarding volatility in the stock market

4 Technical Indicators I Use in Technical Analysis

4 Technical Indicators I Use in Technical Analysis

Understanding technical indicators will allow you to better understand stock movements

4 Fundamental Indicators I Use in Fundamental Analysis

4 Fundamental Indicators I Use in Fundamental Analysis

Being able to understand the purpose of key ratios is necessary for conducting solid fundamental analyses

A Quick Overview of the 3 Financial Statements

A Quick Overview of the 3 Financial Statements

The 3 financial statements are key to fundamentally understanding any publicly-traded company

5 Reasons Why Robinhood Is My Favorite Securities Broker

5 Reasons Why Robinhood Is My Favorite Securities Broker

The big picture here is to find the securities broker that will allow you to reap the most benefits

4 Quick Facts That Simplify REITs

4 Quick Facts That Simplify REITs

_REITs are an asset class you should know about and understand
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April 2020

4 Quick Facts That Simplify ETFs

4 Quick Facts That Simplify ETFs

_ETFs are investment securities you should know about and understand
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5 Mistakes I Made When I First Started Investing in the Stock Ma

5 Mistakes I Made When I First Started Investing in the Stock Market

_The mistakes I made were valuable lessons that I am thankful I learned from early on
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4 Reasons Why the Amazon Prime Rewards Visa Is My Favorite Credi

4 Reasons Why the Amazon Prime Rewards Visa Is My Favorite Credit Card

It is nice to have a credit card that can reap you many benefits. Here is why the Amazon Prime Rewards Visa is my favorite

6 Reasons Why the Deserve EDU Can Be Your Starter Credit Card

6 Reasons Why the Deserve EDU Can Be Your Starter Credit Card

Looking for a starter credit card can be a bit confusing. The Deserve EDU made that decision easy for me

5 Reasons Why I Have 6 Credit Cards at the Age of 22

5 Reasons Why I Have 6 Credit Cards at the Age of 22

Credit cards were something I once did not know much about, but now I have 6. Here are the reasons why

7 Tips for Living on Your Own After College

7 Tips for Living on Your Own After College

Moving to a new city to live on your own can be exciting and daunting. Here are tips that have helped me in this new stage of my life

Simple Financial Literacy

Simple Financial Literacy: 14 Tips to Become a Master of Your Finances

Simple Financial Literacy: 14 Tips to Become a Master of Your Finances

Financial literacy is a fundamental topic in our lives but is unfortunately overlooked due to its nature of being seen as complex and not interesting. I agree, all the weird jargon about budgeting, saving money, and investing can be extremely unfriendly. I want to let you know that financial literacy is not meant to be complicated. It is something that you can master to better position yourself for long-term financial success.I would like you to take a quick look at your bank, credit, and investment accounts. What goals have you generated for yourself regarding where you want to be financially? Do you have a true understanding of how you can start the process of making your money work for you? How are you planning to reduce your debt? Are you familiar with the taxes you pay? Do you have different forms of insurance to protect yourself? Do you think that you are effectively managing your finances?Simple Financial Literacy: 14 Tips to Become a Master of Your Finances is a guide that will make sure you can answer those questions. The 14 tips that will be broken down for you are:1. Developing Your Mindset
2. Understanding How to Create Goals
3. Establishing Your Budget
4. Supercharging Your Savings
5. Reducing Debt
6. Creating Your Investment Strategy
7. Developing Your Investment Research
8. Understanding Retirement Savings
9. Becoming Understanding of Credit
10. Simplifying Your Credit Card Research Process
11. Understanding Your Taxes
12. Understanding Life Insurance
13. Understanding the Other Key Insurances
14. Incorporating a Financial Management Tool
Knowledge is power, but without action, it is useless. Simple Financial Literacy gives you the knowledge to act now. You can access it here.

About

Tunji Onigbanjo Headshot

My name is Tunji Onigbanjo. I graduated from the University of Maryland, College Park, with a B.S. in Finance in 2019. My interest in finance has fueled me to create content about personal finance. There is a lot of information available on the internet, but the issue is that it is not always in a simple-to-understand format.With my work, I wish to change that. I believe that everyone should be able to become a master of their own finances. Everyone should learn how to save money, invest, and use credit to set themselves up for long-term financial success. Some things in life are not meant to be complicated, and becoming financially literate is one.

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