Home

Recent Media

March 2025

How to Invest Your Tax Refund Wisely

How to Invest Your Tax Refund Wisely

Make the most of your tax refund

February 2025

How to Create a Bulletproof Budget for 2025

How to Create a Bulletproof Budget for 2025

Create a budget that is realistic, sustainable, and adaptable

The Best ETFs for Long-Term Wealth Building in 2025

The Best ETFs for Long-Term Wealth Building in 2025

Selecting the right ETFs is crucial for maximizing returns while managing risk

The Rise of AI Stocks: Hype or Long-Term Opportunity?

The Rise of AI Stocks: Hype or Long-Term Opportunity?

Genuine long-term potential, or another speculative bubble?

January 2025

Why Dollar-Cost Averaging Can Reduce Risk in the Stock Market

Why Dollar-Cost Averaging Can Reduce Risk in the Stock Market

A simple, effective, and accessible approach to investing

Using the Price-to-Earnings Ratio: A Key Metric Explained

Using the Price-to-Earnings Ratio: A Key Metric Explained

One of the most widely used metrics in the world of investing

The Power of Compound Interest: Why Starting Early Pays Off

The Power of Compound Interest: Why Starting Early Pays Off

Learn the mechanics of compound interest and why starting early is crucial

December 2024

What to Do When the Market Dips: Tips for Staying Calm and Profitable

What to Do When the Market Dips: Tips for Staying Calm and Profitable

Navigate market downturns with composure and strategy

Top Stock Market Trends to Watch as 2025 Approaches

Top Stock Market Trends to Watch as 2025 Approaches

Understand the trends to stay informed

Secured vs. Unsecured Credit Cards: Which Is Right for You?

Secured vs. Unsecured Credit Cards: Which Is Right for You?

Understand the differences between the two

The Ultimate Guide to Credit Card Perks for Holiday Shoppers

The Ultimate Guide to Credit Card Perks for Holiday Shoppers

Understand how to leverage your credit card perks

November 2024

End-of-Year Donations: Maximize Your Tax Deduction Impact

End-of-Year Donations: Maximize Your Tax Deduction Impact

Understand the ins and outs of end-of-year donations

Money Resolutions for 2025: Key Goals for Financial Success

Money Resolutions for 2025: Key Goals for Financial Success

Create a holistic financial plan for success

IPO Investing: Risks, Rewards, and How to Get Involved

IPO Investing: Risks, Rewards, and How to Get Involved

Understand the ins and outs of IPO investing

October 2024

September 2024

Navigating Subscription Services and Hidden Costs

Navigating Subscription Services and Hidden Costs

Do not be left with unexpected bills

Inflation-Proofing Your Finances

Inflation-Proofing Your Finances

Protect yourself from the gradual erosion of wealth

Impact of Federal Interest Rate Changes on Personal Finances

Impact of Federal Interest Rate Changes on Personal Finances

A rate that affects a wide range of financial factors

Leveraging Financial Technology for Smarter Budgeting

Leveraging Financial Technology for Smarter Budgeting

Simplify managing your personal finances

Maximizing the Benefits of Credit Builder Cards

Maximizing the Benefits of Credit Builder Cards

Position yourself to establish or improve your credit score

August 2024

ESG Investing: Aligning Your Values with Long-Term Gains

ESG Investing: Aligning Your Values with Long-Term Gains

A strategy that considers factors beyond financial returns

Long-Term Investment Mistakes to Avoid

Long-Term Investment Mistakes to Avoid

Critical mistakes to avoid

Retirement Accounts: Maximizing Your 401(k) and IRA

Retirement Accounts: Maximizing Your 401(k) and IRA

Understand two powerful tools at your disposal

July 2024

Investing in Emerging Markets: Opportunities and Risks

Investing in Emerging Markets: Opportunities and Risks

Significant growth potential accompanied by heightened risks

Navigating Market Volatility: Staying the Course with Long-Term Investments

Navigating Market Volatility: Staying the Course with Long-Term Investments

Weather the storm and achieve your financial goals

The Power of Compound Interest: Growing Your Wealth Over Time

The Power of Compound Interest: Growing Your Wealth Over Time

One of the most powerful forces in finance

June 2024

Summer Savings: How to Budget for Vacation Without Breaking the Bank

Summer Savings: How to Budget for Vacation Without Breaking the Bank

Still have an unforgettable time by budgeting effectively

May 2024

3 Quick Points to Simplify Market Share

3 Quick Points to Simplify Market Share

The portion of a market controlled by a company or product

What Is Bitcoin?

What Is Bitcoin?

A type of digital money that runs on blockchain

3 Quick Points to Simplify Market Makers

3 Quick Points to Simplify Market Makers

Market participants that stand ready to buy and sell securities on a regular basis

What Is a Stablecoin?

What Is a Stablecoin?

Form of crypto whose value is designed to mirror a traditional asset

April 2024

What Is a Certificate of Deposit?

What Is a Certificate of Deposit?

Type of savings account offered by banks and credit unions

A Quick Overview of the iShares MSCI World ETF

A Quick Overview of the iShares MSCI World ETF

Collection of stocks from developed countries

Three Key Points to Simplify the Consumer Price Index

Three Key Points to Simplify the Consumer Price Index

Average change in prices for a basket of goods and services over time

What Is a High-Yield Savings Account?

What Is a High-Yield Savings Account?

A savings account that delivers a higher interest rate

March 2024

What Is a Living Trust?

What Is a Living Trust?

Legal document crafted during your lifetime for the transfer of selected assets

What Is a Leveraged ETF?

What Is a Leveraged ETF?

An ETF that aims to amplify the returns of its underlying assets

What Does Liquidity Mean in Personal Finance?

What Does Liquidity Mean in Personal Finance?

How quickly and easily you can convert an asset into cash

What Is Consumer Credit?

What Is Consumer Credit?

Buy now and pay later

What Is a Bond ETF?

What Is a Bond ETF?

A type of ETF that invests in bonds

February 2024

What Is an SBA Loan?

What Is an SBA Loan?

Loans for small businesses

A Quick Overview of Inverse ETFs

A Quick Overview of Inverse ETFs

A type of ETF that is designed to perform inversely to the performance of its underlying index or asset

What Is Personal Cash Flow?

What Is Personal Cash Flow?

Movement of money in and out of an individual’s pocket over a specified period

What Is an Amortized Loan?

What Is an Amortized Loan?

A financial product characterized by regular, equal payments that cover both principal and interest over a specific period

January 2024

What Factors Affect My Credit Scores?

What Factors Affect My Credit Scores?

Comprehending the details behind credit scores is important for informed financial management

What Is an Annualized Rate of Return

What Is an Annualized Rate of Return?

Metric used to express the geometric mean of the rate of return over a specific period

How to Set Financial Goals for Long-Term Success

How to Set Financial Goals for Long-Term Success

Setting long-term financial goals is a crucial step towards achieving financial success

What Is an Asset Class?

What Is an Asset Class?

Group of financial instruments that share similar characteristics

What Is the Fair Credit Reporting Act?

What Is the Fair Credit Reporting Act?

Cornerstone in consumer protection

December 2023

What Is a Down Payment?

What Is a Down Payment?

Upfront contribution to the purchase price of a big-ticket item

What Is a Credit Limit?

What Is a Credit Limit?

The maximum amount of money a financial institution will extend to you

What Does It Mean to Buy and Hold?

What Does It Mean to Buy and Hold?

An investment strategy that has stood the test of time

November 2023

3 Quick Points to Simplify Investment Risk Management

3 Quick Points to Simplify Investment Risk Management

Streamline and enhance your investment risk management strategies

3 Quick Points to Simplify Mortgage Insurance

3 Quick Points to Simplify Mortgage Insurance

Insurance that protects the lender in case the borrower defaults on the loan

What Is a Market Index?

What Is a Market Index?

A statistical measure representing the relative value of a group of underlying assets

What Is Market Share?

What Is Market Share?

A company’s portion of total sales within a specific industry

October 2023

3 Quick Points to Simplify Tax Credits

3 Quick Points to Simplify Tax Credits

Understand credits that can impact your financial health

What Is a Government Bond?

What Is a Government Bond?

Debt security issued by a federal government

A Quick Overview of the Technology Select Sector SPDR Fund

A Quick Overview of the Technology Select Sector SPDR Fund

An ETF designed to track the performance of the technology sector

What Is an Earnings Call?

What Is an Earnings Call?

Scheduled event in which a publicly traded company reports its financial results

What Is Capital Gains Tax?

What Is Capital Gains Tax?

Tax on the profit earned from the sale of assets

September 2023

What Is an Initial Public Offering?

What Is an Initial Public Offering?

Process by which a privately held company becomes publicly traded

What Is an Annual Percentage Rate?

What Is an Annual Percentage Rate?

The true cost of borrowing

What Is a Stock Screener?

What Is a Stock Screener?

A tool that allows you to filter and select stocks based on specific criteria

August 2023

A Quick Overview of the Vanguard Growth Index Fund

A Quick Overview of the Vanguard Growth Index Fund

A diverse portfolio of large-cap U.S. stocks

What is Enterprise Value?

What is Enterprise Value?

A financial metric that provides a view of a company’s total value

What Is a Hedge Fund?

What Is a Hedge Fund?

An actively managed investment fund

A Quick Overview of the Bloomberg Aggregate Bond Index

A Quick Overview of the Bloomberg Aggregate Bond Index

An index used to track the performance of the U.S. bond market

July 2023

What Is a Home Equity Line of Credit?

What Is a Home Equity Line of Credit?

A tool to use your home as collateral

What Is Earnings Before Interest, Taxes, Depreciation, and Amortization?

What Is Earnings Before Interest, Taxes, Depreciation, and Amortization?

A widely used measure of a company’s operating profitability

A Quick Overview of the Global X Robotics & Artificial Intelligence ETF

A Quick Overview of the Global X Robotics & Artificial Intelligence ETF

A leading robotics and artificial intelligence ETF

June 2023

What Is a Credit Utilization Ratio?

What Is a Credit Utilization Ratio?

Percentage of your available revolving credit that you’re using

What Is Term Life Insurance?

What Is Term Life Insurance?

Life insurance for a set period

What Is Return on Equity?

What Is Return on Equity?

A measure of a company’s financial performance

A Quick Overview of the Vanguard Information Technology Index Fund

A Quick Overview of the Vanguard Information Technology Index Fund

Gain exposure to leading technology companies

May 2023

2 Quick Points to Simplify Venture Capital

2 Quick Points to Simplify Venture Capital

Investing in early-stage companies

4 Quick Points to Simplify a Mortgage

4 Quick Points to Simplify a Mortgage

A type of loan used to purchase real estate

3 Quick Points to Simplify an ETF

3 Quick Points to Simplify an ETF

A basket of securities

What Is the Importance of Knowing My FICO Score?

What Is the Importance of Knowing My FICO Score?

Your most important credit score

April 2023

3 of My Favorite Personal Finance Websites

3 of My Favorite Personal Finance Websites

Make personal finance simple for yourself

What Is the Importance of an Economic Calendar?

What Is the Importance of an Economic Calendar?

Stay up to date on economic events

What Is an Emergency Fund?

What Is an Emergency Fund?

Money stashed away for emergencies

March 2023

What Is Net Operating Income?

What Is Net Operating Income?

Used to analyze the profitability of real estate investments

What Is Form W-2?

What Is Form W-2?

Wage and Tax statement

February 2023

What Are Assets Under Management?

What Are Assets Under Management?

The total market value of investments an entity manages

What Is a Shareholder?

What Is a Shareholder?

An owner of a company’s stock

5 Key Aspects of Personal Finance You Should Understand

5 Key Aspects of Personal Finance You Should Understand

Make personal finance simple for yourself

What Is a Price Target?

What Is a Price Target?

Understanding an analyst’s projection

January 2023

What Is a Mortgage?

What Is a Mortgage?

A loan used to purchase real estate

A Quick Overview of My 5 Credit Cards

A Quick Overview of My 5 Credit Cards

My current lineup of credit cards

2 Travel Credit Cards to Consider in 2023

2 Travel Credit Cards to Consider in 2023

Earn rewards to use towards travel expenses

A Quick Overview of the Financial Select Sector SPDR Fund

A Quick Overview of the Financial Select Sector SPDR Fund

An ETF that provides exposure to financial services

What Is Gross Income?

What Is Gross Income?

An individual’s total earnings before taxes and other deductions

December 2022

What Is a Watchlist?

What Is a Watchlist?

Keep track of securities you are interested in

3 Ways to Improve Your FICO Score in 2023

3 Ways to Improve Your FICO Score in 2023

Your most important credit score

A Quick Overview of the Vanguard Health Care Index Fund

A Quick Overview of the Vanguard Health Care Index Fund

An ETF that provides exposure to the health care sector

What Is Institutional Ownership?

What Is Institutional Ownership?

A metric to be familiar with

November 2022

What Is ROI?

What Is ROI?

A performance measure to know about

What Is an Expense Ratio?

What Is an Expense Ratio?

A measure of how much of a fund’s assets are used for expenses

What Is a Debt-to-Income Ratio?

What Is a Debt-to-Income Ratio?

A ratio to be familiar with

A Quick Overview of the SPY ETF

A Quick Overview of the SPY ETF

The largest and most actively traded ETF

October 2022

How Payment History Impacts Your FICO Score

How Payment History Impacts Your FICO Score

The most important component of your FICO Score calculation

An Environmental Services ETF to Know About

An Environmental Services ETF to Know About

An ETF that is driven by rapid population increases and industrialization

What Is Earnings Per Share?

What Is Earnings Per Share?

A financial metric to be familiar with

An Industry Classification Standard to Know About

An Industry Classification Standard to Know About

Standardized system to classify companies

September 2022

What Is a 10-K Report?

What Is a 10-K Report?

A financial performance report to know about

What Is a Credit Utilization Rate?

What Is a Credit Utilization Rate?

An important rate that has a significant impact on your FICO Score

What Is a Stock A Quick Overview of the Vanguard Total Stock Market ETFSymbol?

A Quick Overview of the Vanguard Total Stock Market ETF

Gain exposure to the entire U.S. stock market

What Is a Stock Symbol?

What Is a Stock Symbol?

Unique series of letters assigned to a security

August 2022

Two Quick Points to Simplify Market Capitalization

Two Quick Points to Simplify Market Capitalization

Total dollar market value of a company

Three Credit Card Research Resources to Consider

Three Credit Card Research Resources to Consider

Make finding your next credit card simple

3 Quick Points to Simplify an Angel Investor

3 Quick Points to Simplify an Angel Investor

How small startups raise money at their earliest stage

July 2022

Three Resources to Consider to Improve Your Financial Literacy

Three Resources to Consider to Improve Your Financial Literacy

Make understanding your finances easier for yourself

3 Credit Score Myths to Ignore

3 Credit Score Myths to Ignore

Do not let these myths slow down your credit-building journey

A Quick Overview of the iShares Russell 2000 ETF

A Quick Overview of the iShares Russell 2000 ETF

An ETF that tracks the benchmark index of small-caps

June 2022

A Quick Overview of the Uranium ETF

A Quick Overview of the Uranium ETF

A look into the ETF that tracks exposure to a key element for nuclear power

4 Reasons Why You Should Always Use Your Credit Card Before Your Debit Card

4 Reasons Why You Should Always Use Your Credit Card Before Your Debit Card

A generally safer choice as long as you are responsible

What Is a Recession?

What Is a Recession?

A look into what this macroeconomic term means

3 Simple Starting Resources for Stock Market Research

3 Simple Starting Resources for Stock Market Research

Make researching companies easier for yourself

May 2022

A Quick Overview of the Invesco QQQ ETF

A Quick Overview of the Invesco QQQ ETF

The leading ETF for tracking the performance of technology stocks

2 Simple Tips to Assist with Improving Your FICO Score

2 Simple Tips to Assist with Improving Your FICO Score

Position yourself to have high creditworthiness

A Global ETF Excluding the United States Worth Keeping an Eye On

A Global ETF Excluding the United States Worth Keeping an Eye On

Gain an understanding of the leading companies globally excluding the United States

What Is an Inverted Yield Curve?

What Is an Inverted Yield Curve?

A relatively reliable lead indicator of a recession

April 2022

A Real Estate ETF Worth Keeping Your Eye On

A Real Estate ETF Worth Keeping Your Eye On

Keep track of leading companies that purchase and operate real property

A Credit Card Recommendation Tool to Consider

A Credit Card Recommendation Tool to Consider

Simplify selecting your next potential credit card

A Cybersecurity ETF Worth Keeping an Eye on

A Cybersecurity ETF Worth Keeping an Eye on

Keep track of companies leading the protection of computer systems and networks

March 2022

3 Quick Points to Simplify Interest Rates

3 Quick Points to Simplify Interest Rates

A rate you should be familiar with

3 Key Reasons Why Companies Do Stock Buybacks

3 Key Reasons Why Companies Do Stock Buybacks

Key motives on why a company buys back its shares

What Is an Economic Calendar?

What Is an Economic Calendar?

Know what significant events that may affect the economy and stock market are coming up

February 2022

3 Key Tips to Improve Your FICO Score in 2022

3 Key Tips to Improve Your FICO Score in 2022

Set yourself up for financial success

2 Quick Points to Simplify a Unicorn

2 Quick Points to Simplify a Unicorn

A term used in the venture capital industry

A Metaverse ETF Worth Keeping an Eye On

A Metaverse ETF Worth Keeping an Eye On

Keep track of companies involved in the present and future of virtual social interactions

3 Credit Card Red Flags to Always Avoid

3 Credit Card Red Flags to Always Avoid

Avoid these red flags when you are looking to sign-up for a new credit card

January 2022

What Is a Stock Market Correction?

What Is a Stock Market Correction?

Understand what a correction means in terms of the stock market

A Quick Overview of a Stock Screener to Know About

A Quick Overview of a Stock Screener to Know About

Quickly sort for your next potential investment opportunities

2 Key Resources to Expand Your Investment and Economic Knowledge

2 Key Resources to Expand Your Investment and Economic Knowledge

Simplify educating yourself on investing and the economy